
The benefit schedule and policy wordings which is the detailed list of benefits, exclusions and definitions which your insurer should provide you
That your cover will renew automatically at the end of your contract period on the terms and conditions set out by the insurer
That the insurer has the right to change the terms and conditions
That the premium will be adjusted on renewal due to medical inflation, you entering a new age band or no claims discount
The claim procedure – Make sure you have the relevant information to access your insurer’s medical helpline.