Before making that critical decision, make sure that you are provided with the following information:
A clear comparison of the various products proposed and an explanation why these products were proposed
A detailed explanation of the benefits and exclusions and any unusual restrictions in accordance to industry standard
An explanation on the different types of underwriting and how it affects you
A clear understanding of the definition and limitations to the treatment of chronic conditions and pre-existing conditions
If you are switching from one insurer to another, ensure that you fully understand the implications on premium and coverage
5 Critical Information after purchase
