Maternity
Most international health insurers provide maternity benefits. Do take note that the waiting period is between 10 to 12 months depending on the insurer. Benefit limit can go up to US$14,000 depending on the insurers’ definition, whether its normal delivery, medically prescribed caesarean or delivery following fertility treatment (some insurers exclude pre and post-natal treatment for delivery as a result of fertility treatment).
Maternity benefits usually covers:
- pre and post-natal care & treatment
- delivery cost (home, normal, medically prescribed caesarean or following fertility treatment)
- complications of pregnancy
- routine new born care (usually for up to 7 days following birth)
