5 Critical Information before purchase

Before making that critical decision, make sure that you are provided with the following information:

  1. A clear comparison of the various products proposed and an explanation why these products were proposed

  2. A detailed explanation of the benefits and exclusions and any unusual restrictions in accordance to industry standard

  3. An explanation on the different types of underwriting and how it affects you

  4. A clear understanding of the definition and limitations to the treatment of chronic conditions and pre-existing conditions

  5. If you are switching from one insurer to another, ensure that you fully understand the implications on premium and coverage

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5 Critical Information after purchase

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